Search found 9080 matches

by pete75
23 Oct 2018, 7:20pm
Forum: The Tea Shop
Topic: Lewis Hamilton- discuss !
Replies: 24
Views: 450

Re: Lewis Hamilton- discuss !

Whilst I am not a big fan of LH I totally agree that he is perhaps one of the best racers we have ever had but given the technology he literally has at his finger tips now to call him the greatest of all time GOAT might be stretching it a bit. Especially if you consider the cars his equivalent drov...
by pete75
23 Oct 2018, 6:04pm
Forum: Bikes & Bits – Technical section
Topic: Alternative to an E-bike
Replies: 4
Views: 282

Re: Alternative to an E-bike

You could always emulate Colin Furze

by pete75
23 Oct 2018, 5:53pm
Forum: Does anyone know … ?
Topic: Patch recommendation...
Replies: 98
Views: 4952

Re: Patch recommendation...

I've stopped opening rubber solution from the cap. I now fold back the bottom of the tube, squeeze enough out then refold the end. Never had another problem with the rubber solution drying out. :wink: And for anyone who is time poor and uses 26" wheels Poundland have inner tubes for a £1. :D T...
by pete75
23 Oct 2018, 3:01pm
Forum: Cycle Camping sub-forum
Topic: Please suggest a good 1-person tent
Replies: 50
Views: 1902

Re: Please suggest a good 1-person tent

I think my original question about the conditions in which it will need to be used still stands. I mention this since I recently used the Decathlon Quickhiker 2 and that I had liked this summer. However, this time the temperature was cold (around freezing) and even though I had a warm Exped Downmat...
by pete75
23 Oct 2018, 2:53pm
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

That would be because you were credited for the time that you were at university, not for the times that you were not at university during those years. I was offered a chance by HMRC or who ever, each year, to voluntarily pay the £18 or so, to make my contribution year complete. At the time £18 in ...
by pete75
23 Oct 2018, 1:14pm
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

That report classifies all state support for households as benefits including pensions. That's misleading as people have bought their state pensions by making the 35 years of payments needed to qualify for the full pension. The average age of white British is a fair bit higher than other groups so ...
by pete75
23 Oct 2018, 12:31pm
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

It's getting away from buy-to-let but a younger generation than mine - I don't know the dates - need a lot fewer contributions to get a full pension. I paid voluntary contributions from age 52 and then - so long as you apply for them - it's (free) autocredits from the start of the year of your 60th...
by pete75
23 Oct 2018, 12:29pm
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

That would be because you were credited for the time that you were at university, not for the times that you were not at university during those years. I was offered a chance by HMRC or who ever, each year, to voluntarily pay the £18 or so, to make my contribution year complete. At the time £18 in ...
by pete75
23 Oct 2018, 10:45am
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

That's misleading as people have bought their state pensions by making the 35 years of payments needed to qualify for the full pension. Not necessarily. You are "credited" with payments while at university, caring for children, claiming JSA (or any of its predecessors or successors) and p...
by pete75
23 Oct 2018, 10:32am
Forum: The Tea Shop
Topic: Ye shall know them by their post-politics careers?
Replies: 33
Views: 620

Re: Ye shall know them by their post-politics careers?

Thank you for your concern, I have copies of removed posts - I can see what was said. Then I suggest you explain yourself before deleting the post or any posts, so all here can see the/your reasoning. John. Which part of "Various posts trimmed or removed, as telling people to get a life or tha...
by pete75
23 Oct 2018, 10:24am
Forum: The Tea Shop
Topic: Proving I'm me!
Replies: 40
Views: 609

Re: Proving I'm me!

Asking for a utility bill or a bank statement is a very insecure way of proving identity. With a PC and printer you can knock one up in under five minutes. Any number of utility provides have pictures of their bills on the web, easily downloaded and edited. For this particular case it has to be som...
by pete75
23 Oct 2018, 9:17am
Forum: The Tea Shop
Topic: Most buy-to-let lenders refuse loans when tenants are on benefits
Replies: 35
Views: 569

Re: Most buy-to-let lenders refuse loans when tenants are on benefits

'Anchor baby' means nothing in the UK, as children born in the UK don't acquire citizenship. The term comes from the USA, where they do. As for benefits, a higher proportion of ethnic white British claim benefits than any other ethnic group. https://www.ethnicity-facts-figures.service.gov.uk/work-p...
by pete75
23 Oct 2018, 8:06am
Forum: The Tea Shop
Topic: Ye shall know them by their post-politics careers?
Replies: 33
Views: 620

Re: Ye shall know them by their post-politics careers?

It is a fairly useful tool for allowing groups (in particular cycle groups) to discuss and arrange their activities In the days before the internet, we used to manage quite well arranging club rides...we actually spoke to each other using a telephone ! Facebook...I don't need it or want it. As for ...
by pete75
23 Oct 2018, 7:33am
Forum: The Tea Shop
Topic: Proving I'm me!
Replies: 40
Views: 609

Re: Proving I'm me!

Mick F wrote:We don't have any utility bills, though we do get sent bank statements. They're the only things we can use.

Utility bills are dinosaurs I think.


If you are billed online you can usually print off a paper copy if required.
by pete75
22 Oct 2018, 10:42pm
Forum: The Tea Shop
Topic: Proving I'm me!
Replies: 40
Views: 609

Re: Proving I'm me!

I think it was Groucho Marx who, when asked to identify himself in a film, asked for a mirror, looked it in and said yes that's me. Asking for a utility bill or a bank statement is a very insecure way of proving identity. With a PC and printer you can knock one up in under five minutes. Any number o...