... a chain getting caught in the front derailer could cause significant damage too but most of this seems at the rear derailer
Just to clarify, mid drive motors don't as a norm have front derailleurs although I know of some in the TSDZ2 world who have in fact fitted a double chain ring, and maybe some in the Bafang BBSxx world do too, but that's not the norm.
Having said that, I've just remembered that a friend has the Vitus E-Substance which has a double chainring and a Fazua mid drive but that's the first double chainring 'commercial' offering I've come across.
I may have misunderstood your point, but the motor cuts the instant you stop pedalling.
As said by Cowsham, not immediately. My only experience of mid drive is my TSDZ2 conversion and when you stop pedalling the chainring continues to rotate for a few inches, but there is little power in the drive at that point and I'm sure a 'chain off' on the sprockets would halt the motor in an instant.