The reason shopkeepers like Paul are nowadays seldom troubled by having to return frames under warranty is simply that the warranty period has become so short.
Modern bike frames (steel as well as alloy) do most certainly have a shorter lifespan than those slightly heavier frames that were made a decade or two earlier. But during those two decades manufacturers have shortened their frame warranties even more drastically and rapidly than the decline in the life expectancy of their products. Gone are the lifetime (of the purchaser) guarantees once offered by Dawes and Raleigh, now we're down to ten years if your lucky, often five, or sometimes even fewer.
Bikes have come into the modern consumer age, where performance is everything and durability only gets in the way of progress. Modern man is not at all distressd when his toys wear out after a few years, since it demostrates how hard he's played with them and gives him a guilt-free reason to buy the latest "improved" model!
Bike shops have always exaggerated the importance of weight and the tiny geometrical differences between touring and racing bikes. It helps them sell two bikes to someone who needs only one, or more typically these arguments are used to shift a racer they already have in stock or can easily get from a main supplier, rather than order in a one-off tourer (hence at less discount) from the likes of Dawes.
There is a performance difference, but its pretty insignificant, more psychological than real, and not always in favour of the racer. I generally descend faster on my tourer, which is more stable and predictable (mainly thanks to broader tyres) and has longer front centres (hence my c-of-g is further back so I can stop quicker if necessary), than any racer or audax bike I've ridden. John Schubert (a US cat1 racer and bike tester of great experience) observes likewise in a recent issue of Adventure Cycling. Racers are a little bit faster, uphill and in a sprint, but their more jittery ride makes them
feel a lot faster all of the time.
It all depends on what turns you on. If you want a bike that'll go almost as fast as a racer whilst feeling safe and secure, choose a tourer. And I'd rate the
Hewitt Cheviot SE a bit higher than any of the Galaxy models for your mix of purposes.
One of the reasons those US-designed tourers don't sell so well in UK is they invariably have shorter front centres, so when Brits add the missing front mudguard we find our feet slowly demolish it - or worse, get stuck the wrong side of it, causing a tumble, whilst negotiating one of Sustrans dratted obstacles!
Lack of toe clearance is also the main problem with adapting a cyclo-cross frame for more practical purposes. Check out the
front centres dimension. For an average touring set-up of 32-622 tyres, mudguards, size 43 and 170mm you want at least
615mm. Add 5mm for every 3mm increase in tyre section, 2mm per euro shoe size and pro-rata for crank length.