Third party insurance for e-bikes
Third party insurance for e-bikes
Does the Third Party insurance that is included in CUK and BC membership include cover for e-bikes?
Re: Third party insurance for e-bikes
Cycling UK wrote:3. Is my electric cycle covered? If so, what are the restrictions?
Answer: Where the main source of propulsion is electrical,the cycle would not be covered as it would be classified as a motor vehicle and should therefore have Road Traffic Act insurance. However, if it has pedals and is mainly used as a conventional bicycle (unicycle, tricycle, tandem or triplet) and only has electric assistance then it would be covered
From Individual Third Party Insurance FAQs (PDF) linked to on this page.
Former member of the Cult of the Polystyrene Head Carbuncle.
Re: Third party insurance for e-bikes
I've had a look at my Home Contents policy. The section that provides Third Party cover for accidents caused by family members living at the insured address excludes, among other things, motor vehicles. The definition of motor vehicles specifically excludes "electrically assisted pedal cycles that are not legally required to pay Vehicle Excise Duty for road use"