Re: Cycle insurance - is it worth it?
Posted: 24 Jul 2020, 7:53am
Rilkal47 wrote:I would say it’s worth it. Unless the financial hit of replacing your whole bike or major part is of no consequence.
Just be careful many policies require a lock of a certain standard and have strict requirements on what constitutes a secure building.
Best policy for the ebike would be to treat it like an expensive regular bike and never leave it chained up while you’re out and never out of arms reach at a cafe.
If you must chain it up and leave it the best form of defence I have found is to park your bike near a more expensive one with a worse lock
I had better park it next to the nearest Riese Müller bike then, they just scream I’m expensive. If my bike gets nicked I’ll be annoyed but not destitute, it’s a cheap Polish brand called Kross, but my wife’s bike are a different thing all together.