CREPELLO wrote:... scrap it ...
Which is what we did with a perfectly sound Volvo estate (from back in the old days) when its front wing got bashed in modern times. The insurance company wrote it off. Many people nowadays run their cars (which they never actually own) on a 3 year replacement cycle (no pun intended) with finance rolled in. If you have capital you can safely extend this to 5 years. By 10 years your car is starting to look silly anyway.