travel insurance that covers bicycles

Cycle-touring, Expeditions, Adventures, Major cycle routes NOT LeJoG (see other special board)
duncster
Posts: 35
Joined: 19 Jan 2007, 12:34pm
Location: London

travel insurance that covers bicycles

Postby duncster » 9 Feb 2007, 6:58pm

nearly all mainstream travel insurance policies exclude damage or theft of bicycles.

could anyone recommend a good insurer for bicycle touring in Europe?

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cycletourer
Posts: 108
Joined: 8 Jan 2007, 8:42pm
Location: Bury St. Edmunds
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Postby cycletourer » 9 Feb 2007, 11:39pm

Check out your home contents insurance, our touring bikes are covered for theft and damage by Llyods TSB for anywhere out of Britain as long as the period doesn't exceed 3 months.

Most travel insurance companies don't include bikes in their travel packages, so if you get injured or go sick they will repatriate you and your luggage but not your bike!

Have a look at the CTC travel insurance a bit more expensive, but they will repatriate your bike!

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Jac
Posts: 291
Joined: 5 Jan 2007, 5:12pm
Location: Lincolnshire

Postby Jac » 10 Feb 2007, 10:00am

The one we had was 'Fortis'.
It did cover repatriation of us and bikes ( in an ambulance with a paramedic as it turned out) - but make sure you tell them that you are travelling on bikes - and any other 'activity' you plan - when taking out the policy.