Psamathe wrote:My experience with pre-existing medical conditions is that the insurers don't know what they include or exclude. They seem to contract out such checks to 3rd parties who ask various questions and then give you and "authorisation OK" code (and send you a letter). Like most if these things, the online questions don't cover a lot and I ended-up phoning them and they check with their supervisor and ask a load more questions.
That's a good point. Even knowing which of the widespread third party checkers was in use would be very useful information because I know that one of them will simply cough up a hairball and decline me if - at the time of application - I'm taking three meds instead of my usual two. I also know that one of them has no problem with me. (I just wish I'd noted their names - I recognise them when I see them.)
I was intending to apply for EHIC Plus this year because I wasn't intending to leave the EU (unlike last year) but then I see that it excludes sportives and I'd like the option of riding La Savoureuse again, depending what happens this summer.