Travel Insurance

Cycle-touring, Expeditions, Adventures, Major cycle routes NOT LeJoG (see other special board)
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mjr
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Location: Norfolk or Somerset, mostly
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Re: Travel Insurance

Postby mjr » 8 Apr 2019, 12:40pm

Psamathe wrote:My experience with pre-existing medical conditions is that the insurers don't know what they include or exclude. They seem to contract out such checks to 3rd parties who ask various questions and then give you and "authorisation OK" code (and send you a letter). Like most if these things, the online questions don't cover a lot and I ended-up phoning them and they check with their supervisor and ask a load more questions.

That's a good point. Even knowing which of the widespread third party checkers was in use would be very useful information because I know that one of them will simply cough up a hairball and decline me if - at the time of application - I'm taking three meds instead of my usual two. I also know that one of them has no problem with me. (I just wish I'd noted their names - I recognise them when I see them.)

I was intending to apply for EHIC Plus this year because I wasn't intending to leave the EU (unlike last year) but then I see that it excludes sportives and I'd like the option of riding La Savoureuse again, depending what happens this summer.
MJR, mostly pedalling 3-speed roadsters. KL+West Norfolk BUG incl social easy rides http://www.klwnbug.co.uk
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Slowroad
Posts: 700
Joined: 28 Jun 2008, 9:58pm
Location: Nottingham, UK

Re: Travel Insurance

Postby Slowroad » 8 Apr 2019, 4:51pm

I'm asking ETA why they are no longer offering this, but on their website they seem to be pointing people to their cycle insurance to cover cycle touring: https://www.eta.co.uk/cycle-travel-insu ... ke-abroad/
I've emailed them and just now asked one of their Chat people - he said that they were looking to improve the product.
Must be a weird time for travel insurance actually, wonder if there's other products being removed?
“My two favourite things in life are libraries and bicycles. They both move people forward without wasting anything. The perfect day: riding a bike to the library.”
― Peter Golkin

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mjr
Posts: 13480
Joined: 20 Jun 2011, 7:06pm
Location: Norfolk or Somerset, mostly
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Re: Travel Insurance

Postby mjr » 8 Apr 2019, 5:11pm

Slowroad wrote:I'm asking ETA why they are no longer offering this, but on their website they seem to be pointing people to their cycle insurance to cover cycle touring: https://www.eta.co.uk/cycle-travel-insu ... ke-abroad/
I've emailed them and just now asked one of their Chat people - he said that they were looking to improve the product.
Must be a weird time for travel insurance actually, wonder if there's other products being removed?

ETA's travel insurance excludes cycle touring from third party cover, so it's not a good option if you don't have enough international TP cover elsewhere, such as with your home insurance. For example, CUK's TP cover excludes the USA and Canada.
MJR, mostly pedalling 3-speed roadsters. KL+West Norfolk BUG incl social easy rides http://www.klwnbug.co.uk
All the above is CC-By-SA and no other implied copyright license to Cycle magazine.

merseymouth
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Joined: 23 Jan 2011, 11:16am

Re: Travel Insurance

Postby merseymouth » 5 May 2019, 11:30am

Hello there, I believe it is also now advisable to obtain Travel Insurance for travelling to the Isle of Man, as you may well incur a large bill should medical help be needed!
The same may well apply to Ireland? TTFN MM
With my medical history travelling over to Birkenhead would raise issues :oops: .