Insurance for trips over 100 days

Cycle-touring, Expeditions, Adventures, Major cycle routes NOT LeJoG (see other special board)
Nigel Laverick
Posts: 33
Joined: 6 Nov 2013, 7:01pm

Insurance for trips over 100 days

Postby Nigel Laverick » 10 Apr 2014, 8:23pm

I'm having trouble finding insurance for a trip of over 100 days. Insure and go do not cover cycle touring , the ctc insurers only cover up to 100 days. Can anyone point me to a suitable company- preferably one which does not insist on cycle helmets ?
Thanks Nigel laverick.

Psamathe
Posts: 11532
Joined: 10 Jan 2014, 8:56pm

Re: Insurance for trips over 100 days

Postby Psamathe » 10 Apr 2014, 9:05pm

In case nobody has any suggestions, try checking/searching the Thorn Tree (Lonely Planet) forums. Not cycle specific but quite a few long term travellers come up against the time limits so it comes-up moderately frequently and there are companies that do longer term travel insurance for world travellers - so you might find some companies to contact and check regarding insurance.

Ian

randomblue
Posts: 224
Joined: 28 Aug 2013, 5:09pm

Re: Insurance for trips over 100 days

Postby randomblue » 10 Apr 2014, 9:27pm

Axa does single trip cover up to 365 days which I believe is renewable too?

I was under the impression for the ctc one you just needed the yearly cover if you were going more than 100 days? Admittedly I didn't get as far as reading the small print though!

Will be interested to see what other suggestions come up here as I need insurance for 130 days worth soon!

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shane
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Joined: 15 Apr 2009, 3:13am
Location: On my bike
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Re: Insurance for trips over 100 days

Postby shane » 11 Apr 2014, 4:25am


Nigel Laverick
Posts: 33
Joined: 6 Nov 2013, 7:01pm

Re: Insurance for trips over 100 days

Postby Nigel Laverick » 16 Apr 2014, 1:36pm

I am going to use AXA . The ctc insurers would only cover 100 days Axa will cover up to a year. They specifically include cycle touring.
Thanks for all replies. Nigel

simonhill
Posts: 3185
Joined: 13 Jan 2007, 11:28am
Location: Essex

Re: Insurance for trips over 100 days

Postby simonhill » 16 Apr 2014, 4:21pm

Thanks for posting the feedback but could we have a little more info please, eg:

Cost
What is covered (bike or only personal, etc)
Geographical area
Any significant small print
Etc, etc

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Marco Panettone
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Re: Insurance for trips over 100 days

Postby Marco Panettone » 29 Apr 2014, 5:06pm

I used 247 Insurance for an 18 month policy which was the cheapest I could find at the time and they cover cycle touring as standard.

http://www.247travelinsurance.co.uk/bac ... -longstay/

Now all I need to do is find a similar policy but starting outside the UK so I can ride back home....
My round the world ride: I Were Right About That Saddle Though

helenf
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Joined: 26 Apr 2014, 8:16pm

Re: Insurance for trips over 100 days

Postby helenf » 30 Apr 2014, 11:54am

The BMC do up to a year, and have an option that specifically includes cycle-touring..
Helen

randomblue
Posts: 224
Joined: 28 Aug 2013, 5:09pm

Re: Insurance for trips over 100 days

Postby randomblue » 30 Apr 2014, 1:23pm

I have a brief look on money supermarket yesterday (didn't have time then to get into the smallprint) but there seemed to be options starting from about £35 for my 5 month trip in Europe! I'm guessing most of them will have undesireable small print but many of them included cycle touring on their list of acceptable activities which is promising! The main issue I've found was that cycle touring doesn't include personal liability cover which I learnt yesterday is included in CTC membership so hopefully that will make a lot more of the options ok! =)