Gattonero wrote: ...- then frequent disassembly/clean/repack is a must....
That has not been my experience; on bikes with mudguards and 1" threaded headsets such as Campag NR (and their many good quality homages such as Tange) with good grease, loose balls and careful setup equals a life of many tens of thousands of miles. I recently took apart such a headset (I had to take the forks out anyway) and it was just fine, despite having been looked at just once before in the previous 50000 miles or so. There didn't seem to be much point in thoroughly cleaning everything since there was no wear or corrosion evident.
On bikes without mudguards a grease fitting in the frame just above the lower race (such as used to be a standard fitting at one time) allows the bearings to be purged every now and then if you don't trust your grease/seals. The campag grease ports in the 'record' headsets are probably more efficient than that. [ BTW If the decal ring is lost, a zip tie (or tape, or a piece of inner tube, or w.h.y.) can makes an effective replacement.]
BTW with minimal modification 1" threaded headsets have been used for 'Rinko' bikes and to my surprise many use a loose ball headset with good quality ball clips to aid this process. It can't be that difficult to service these headsets if their disassembly is just one small part of a fifteen minute operation....?
Concerning clipped balls, ease of assembly aside, these are often less effective than loose balls because;
- there are fewer balls which means the load bearing capacity of the headset is reduced,
- the balls are always evenly spaced in clips, which seems to help in establishing a regular wear pattern (eventually resulting in the 'indexed headset' syndrome)
- occasionally the clips break up and this makes a mess of the headset
But having said that, Campag clips are well -filled so can leave you short by ~1 ball or none (depending on the model) and others such as tange usually leave you only ~1-3 balls short. In such clips (that are near to 'full complement') the balls can usually hit one another before they bear hard against the clip, so clip breakage is made somewhat less likely.
In cheap headsets the clipped balls are spaced more like those in many cartridge bearings, i.e. very much more widely, in which case you can nearly double the load bearing capacity of the headset (and/or dramatically reduce the likelihood of clip failure) by fitting better clipped balls or loose balls. If you are fitting loose balls and can't be bothered to take the whole front end apart, (eg if there are lots of fittings that make removing the forks a bit of a palaver), you can usually drop the forks an inch or so, then simply cut the ball-clip to remove it, before fitting loose balls.
cheers