Nigel wrote:Insurance companies: blackbox = device for high risk driver to make them a bit less high risk. So, if you need to consider blackboxes, you're a high risk, and being charged accordingly.
My car is due for insurance renewal shortly. I doubt being a cyclist will make any difference, whereas lack of claims, convictions or speed courses will. Wonder if I can keep it below £250 for the year again ?
Blackbox was because daughter is a named driver - a high risk due to the 'group' she is in (and her lack of experience) not a bad record (I hope it stays that way). The main point I was making is the 'weird stats' that give a cheaper deal without the box than with it from the same insurer
. The (perceived risky) person involved is the same, so I'd have thought that (everything else being equal) having the box fitted would reduce the cost.
I have a strong suspicion the black boxes are used mainly to identify who the principal driver is (to identify 'fronting'), as they wanted details of my Wife's place of work and Daughters College, and this of course is trackable. I think that's good, whatever the motive. Strange thing is it (black box) sometimes put the car in places we've never been to
, but on the whole it was good, and if the car was ever stolen it maybe could be found.