Postboxer wrote:The person failing to stop would pay, American laws confuse me.
The problem lies in the fact that the Police deliberately fry the car.
The owner loses the car because it is damaged beyond repair, and because it was a deliberate act the insurance does not cover
The driver will not be insured, but then again - they did nothing to damage the vehicle
The Police will end up footing the bill
It happens here already with weird insurance anomalies.
Girl I worked with in London had a guy with a knife get in her car at lights. She deliberately drove into the back of a builders minibus, they got out to see what was happening and grabbed the guy
However as she had deliberately damaged the car she was not covered!