Flite wrote:Upthread, Third Crank asked about the situation when your band fraud dept calls to say there has been a suspect transaction on your card.
How do you verify the caller is genuine?
They ask us for security words etc, but never seem keen to give the customer a chance to check them out.
I've never been caught out by this, but I'm very uncomfortable giving information in these circumstances.
I've never been asked to give out anything, and in fact, when my bank has called me, they did not say or use anything that could be problematic.
The first time, they just called me & said that there had been some suspect transactions on my account, and they had put a stop on my card. They asked me to check my transactions online and call
them back. The most recent time, they sent me an SMS, asking me to call them. I was going to lunch, so I waited. When I tried to pay with my card, it didn't work!