For New Zealand 5yo+ages, the data in Table 3 above shows the accident rate per million hours increased from 31.35 to 69.38. This related to all accidents involving motor vehicles and for "other" reasons, probably mainly falls and riding into objects or stationary vehicles. For those involving only motor vehicles it did not change very much, roughly eight per million hours to seven per million hours. Accidents due to "other" increased substantially from approximately 23 to 63 per million hours. The 23 accidents per million hours is approximately one per 43,000 hours of cycling on average. If cycling 10 hours per week, this would equate to once in 82 years on average. The disadvantages to helmets and increased risk taking only needs to be minute to increase the accident rate and exceed the expected benefits in a proportion of accidents.
see link page 1, page 13
https://www.researchgate.net/publicatio ... jury_rates
Increasing the accident risk could result in extra falls monthly, whereas the expected benefits could be once in so many years.