I’m surprised about how this thread has run and run. It’s simple really in that all brakes have a safe working temperature limit after which you’re in trouble and all brakes vary in how much energy (by rate) they can scrub off. With my sidepull brakes the (relatively low) maximum scrub off rate is, as far as I can see, the limiting factor of their performance (I’m pretty much unconcerned about temperature), but with other brakes with higher energy scrub off rates heat dissipation rates become important.
Brakes have thermal mass and an ability to loose heat by radiation and conduction to the surrounding air, the rate of transfer goes up as the temperature rises plus relative air speed helps thermal transfer to the surrounding air. Try to scrub off too much energy too quickly and you’ll run out of capacity to absorb it in the disk (store via thermal mass) and to dump it to the surroundings by radiation and conduction (to the air) - you might also damage your brake shoes or pads. There’s a thermal balance here to be respected; know how hot your brakes can safely get and stay below that temperature by putting less energy into them (by rate) than they can dissipate (by rate) .
Historically folk knew about the importance of drag brakes and fitted them to Tandems (to steadily dump energy at a sustainable rate). Keep your brakes on lightly, don’t allow heat in them to build up and do so by going slow and stopping. It ain’t rocket science. Disk brakes are good at converting energy into heat, but that heat has got to be dumped to the surroundings - well that or you will have a problem.
I think it unwise to do so (that’s the polite version

) but of course you could just ignore using your brakes altogether, just letting your speed build up and loose energy to air drag - enjoy the thrill, speed and fun, etc.

That’s maybe fine until there’s some issue like: a bend in the road; conflicting traffic; potholes; and debris on the road. Falling off of your bike at speed can be painful and even fatal … but I suppose that that’s all part of the ‘natural selection’ process. As for hitting someone else because you’re going too fast to be in proper control of your bike, well it’s best if I don’t pass particularly negative comments …
Don’t fret, it’s OK to: ride a simple old bike; ride slowly, walk, rest and admire the view; ride off-road; ride in your raincoat; ride by yourself; ride in the dark; and ride one hundred yards or one hundred miles. Your bike and your choices to suit you.