Just to add to my previous information dump about personal usage:
I am a heavy user of electricitly - we have Gas for most heat and hot water, but I do use a storage heater in my office.
Two people at home all day, so no respite in usage, EV (only car), two teenagers...
Last year we used a fraction over 10MWh, of which 3.2 are registered on my EV charger (over ~13k miles that's about 4m/kWh, it's probably a shade under).
So that's 6.8MWh domestic usage for four people compared with the average 2.7 for 2.4 people (i.e. about 50% above average), and it cost just under £635 - compared with the "price cap" of £1700 ish (Last year it was £1928/£1690/£1568/£1717) which converts to £2833 for four people (or £4250 for our actual usage).
Our gas usage was actually just under the 2.4 person average at another 10 MWh - costing £773 (i.e gas is more expensive than electricity for us).
My cost also included transport energy which would have cost me (at an assumed £1.40 average over the year for diesel) well over £2k.
So whilst I do still have finance costs, and of course the motability lease cost on the EV, I'm easily £4k better off per year than I would have been otherwise (more than covering that expense).
For stats: just 1.5% of my grid electricity was imported at peak rate, and a third of that (i.e. .5% of the total) was imported on days which had a DFS session (either NESO or Free Electricity).
I maxed an average of 58A (14.4kW) over a half hour settlement period, which would have been the car, as well as a variety of white goods, and the storage heater...
With the records against the national grid's carbon intensity... My low carbon electrical imports added to my solar generation came to just 3% shy of my usage - a very small amount indeed. That does of course assume that all of my exports were offset against fossil fuel power sources, which is *probably* valid. HA doesn't record the product of exports with carbon intensity.
Of course "low carbon" in this context probably includes Drax
And half of my energy consumption was actually direct gas
If I look at my gas usage and assume a 90% efficiency on the boiler (ambitious, it's manual only claims 88%) and an ASHP scop of 3.5 (should be easily achievable - heatgeek average install is 4.4) then I'd need another 3.2MWh of electricity, much of which would be at off peak rates - my modelling (pretty detailed) suggests that the cold snap over the last seven days would have cost me ~£1.70 more than I've spent on gas, but even December would have been about 66p cheaper, and last year as a whole £133 cheaper.
That's not a huge cost saving, but given that I probably need to replace the boiler next year anyway... I am going to move to a heat pump. It's far cleaner than gas, and will get cleaner and cleaner over the next decade. If we finally disentangle electricity pricing from gas then it will become significantly cheaper in an instant. Of course I also hope to achieve a scop well above 4 (which would have been £463 in 2023 and £213 in 2024)