The slippery slope continues

Discussion of the re-branding of CTC as Cycling UK.
User avatar
Mick F
Spambuster
Posts: 43936
Joined: 7 Jan 2007, 11:24am
Location: Tamar Valley, Cornwall

Re: The slippery slope continues

Postby Mick F » 8 Apr 2016, 3:17pm

I've "threatened" to join BC, but now I'm not sure that I will.
https://www.britishcycling.org.uk/membership
Cheapest I can do to is to pay £21 with no insurance.

If I renew my membership of the CTC ........... ops sorry - Cycling UK ............... I have to pay £28.50
http://www.cyclinguk.org/join-membership
Equivalent membership of BC is £35

I reckon I'll be chatting to our house insurance people to see what they say.

Whatever happens, I'm voting with my feet.
I'm out of CUK.
Mick F. Cornwall

Iand
Posts: 14
Joined: 23 Jan 2013, 6:04pm

Re: The slippery slope continues

Postby Iand » 8 Apr 2016, 3:28pm

Seeing was I own 4 tandems perhaps I really ought to join the Tandem club.
Yes I do have problem........ :D

Whimwham7
Posts: 31
Joined: 23 Sep 2013, 2:33pm

Re: The slippery slope continues

Postby Whimwham7 » 8 Apr 2016, 3:33pm

Mick F wrote:I reckon I'll be chatting to our house insurance people to see what they say.



A note of caution about relying on home insurance for TP cover - CHECK THE DETAILS OF COVER.

My home insurance (contents) cover gives me and my family TP cover away from home for leisure pursuits, BUT the cover is limited to £2 m, as opposed to the CTC (CUK) cover of £10 m. Also cover is limited to UK, Channel Islands and I. o. Man. So I would not have been covered for last year's riding in the R. o. Ireland, or on previous trips to France.

At present I will let my membership roll on (on probation only) until next renewal date for the insurance and free Incident helpline benefits. After that I will see what is then on offer from Robgul's embryo "club" or anywhere else.

W

User avatar
Mick F
Spambuster
Posts: 43936
Joined: 7 Jan 2007, 11:24am
Location: Tamar Valley, Cornwall

Re: The slippery slope continues

Postby Mick F » 8 Apr 2016, 3:44pm

Ok.
Good advice there!

My "membership" is due at the end of this month. I prevaricated last year as I really really wasn't sure what to do .................... and didn't cough up until 19th June.
That was seven weeks late.
Mick F. Cornwall

Psamathe
Posts: 9349
Joined: 10 Jan 2014, 8:56pm

Re: The slippery slope continues

Postby Psamathe » 8 Apr 2016, 4:32pm

Mick F wrote:...I reckon I'll be chatting to our house insurance people to see what they say....

Do let us know how you get on. It will add to the general "most insurance companies include such cover" (or "some insurance companies ..."). The couple of companies I've checked with were pretty painless (the call handler knew the answer and "inspired confidence" in that when I asked more detail they explained the detail - so no long calls where I was put on hold whilst the checked with some other department/had a cup of coffee).

If not there is always the LLC people have been posting about £9-50.

Ian

User avatar
mjr
Posts: 11778
Joined: 20 Jun 2011, 7:06pm
Location: Norfolk or Somerset, mostly
Contact:

Re: The slippery slope continues

Postby mjr » 8 Apr 2016, 4:39pm

Whimwham7 wrote:A note of caution about relying on home insurance for TP cover - CHECK THE DETAILS OF COVER.

My home insurance (contents) cover gives me and my family TP cover away from home for leisure pursuits, BUT the cover is limited to £2 m, as opposed to the CTC (CUK) cover of £10 m. Also cover is limited to UK, Channel Islands and I. o. Man. So I would not have been covered for last year's riding in the R. o. Ireland, or on previous trips to France.

I'm covered by my travel insurance rather than my home insurance for cycling outside the UK, but it is a good idea to check the cover details and if it's not as much as you want, then ask if you can increase it, else consider looking for another policy. £2m seems pretty common for home policies, LCC has £5m, CUK and BC have £10m.

What's the most expensive successful claim against a cyclist, anyway?
MJR, mostly pedalling 3-speed roadsters. KL+West Norfolk BUG incl social easy rides http://www.klwnbug.co.uk
All the above is CC-By-SA and no other implied copyright license to Cycle magazine.

User avatar
robgul
Posts: 2738
Joined: 8 Jan 2007, 8:40pm
Contact:

Re: The slippery slope continues

Postby robgul » 8 Apr 2016, 7:56pm

Psamathe wrote:
bam wrote:Knew nothing about this until the mag came out. Membership cancelled and joined cycling ireland even though they dont represent my kind of cycling. Dont like the new name, it is also political. Pity the direct debit came out on 1st april.

People have been getting refunds on cancelling their membership. I saw one case where there was an exchange of e-mails but most seem ti be getting a pro-rata refund.

I'd suspect you have an even stronger case as you joined the CTC and, in practice they changed (without asking you).

Ian


Yep - I got a pro rata refund - and that was before the current debacle

Rob

User avatar
robgul
Posts: 2738
Joined: 8 Jan 2007, 8:40pm
Contact:

Re: The slippery slope continues

Postby robgul » 8 Apr 2016, 7:58pm

Mick F wrote:I've "threatened" to join BC, but now I'm not sure that I will.
https://www.britishcycling.org.uk/membership
Cheapest I can do to is to pay £21 with no insurance.

If I renew my membership of the CTC ........... ops sorry - Cycling UK ............... I have to pay £28.50
http://www.cyclinguk.org/join-membership
Equivalent membership of BC is £35

I reckon I'll be chatting to our house insurance people to see what they say.

Whatever happens, I'm voting with my feet.
I'm out of CUK.


Watch this space for Touring Cyclist Club and a good value insurance product ... should be launched late-May, hopefully

Rob

Karen Sutton
Posts: 608
Joined: 9 Jan 2007, 11:18pm
Location: Greater Manchester

Re: The slippery slope continues

Postby Karen Sutton » 9 Apr 2016, 11:50am

Iand wrote:Seeing was I own 4 tandems perhaps I really ought to join the Tandem club.
Yes I do have problem........ :D


We had three tandems at one time. A Longstaff tandem trike, a Lee Cooper regular tandem and a Bike Friday folding tandem. We were Tandem Club members and I was a TC committee member for some time. Their rides and rallies were great; very friendly and well organised.

No tandems in the Sutton household now though. The last one went when my youngest grew up.

Iand
Posts: 14
Joined: 23 Jan 2013, 6:04pm

Re: The slippery slope continues

Postby Iand » 9 Apr 2016, 4:55pm

Currently running a Jack Taylor, repairing a Peugeot for Eroica(youngest one outgrown the Taylor, ungrateful sod!) Dawes double edge likely to be sold this year and a Pashley tourmaster on permanent loan( came out of a skip!)
Will be looking at TC, especially their insurance.

Whimwham7
Posts: 31
Joined: 23 Sep 2013, 2:33pm

Re: The slippery slope continues

Postby Whimwham7 » 14 Apr 2016, 3:18pm

mjr wrote:
Whimwham7 wrote:A note of caution about relying on home insurance for TP cover - CHECK THE DETAILS OF COVER.

My home insurance (contents) cover gives me and my family TP cover away from home for leisure pursuits, BUT the cover is limited to £2 m, as opposed to the CTC (CUK) cover of £10 m. Also cover is limited to UK, Channel Islands and I. o. Man. So I would not have been covered for last year's riding in the R. o. Ireland, or on previous trips to France.

I'm covered by my travel insurance rather than my home insurance for cycling outside the UK, but it is a good idea to check the cover details and if it's not as much as you want, then ask if you can increase it, else consider looking for another policy. £2m seems pretty common for home policies, LCC has £5m, CUK and BC have £10m.

What's the most expensive successful claim against a cyclist, anyway?


I have just checked the cover in the annual travel insurance that we use. Again only £2 m, but worldwide cover. Cycling is allowed as a non-hazardous activity, but NOT off road. Mountain biking (presumably their interpretation of "off road") is covered for an extra premium, but ONLY on recognised trails and when wearing a helmet.

So cycling, helmetless, on a main dual carriageway is covered, but to go on a traffic free cycle path I must pay extra and wear a helmet. Doh! :?

Most expensive successful claim ... well I can envisage a negligent/incompetent cyclist causing a coach to crash resulting in life changing injuries to multiple casualties. Unlikely, I know, but possible.

I don't know whether you have read Mark Waters' article in the West Surrey CTC magazine about the history of the current CTC situation, http://westsurreyctc.co.uk/wp-content/uploads/2016/03/2016Q2.pdf (page 10 onwards of the mag) (compulsory reading in my opinion for all CTC members) but he mentions that there were a couple of massive claims against the CTC insurance, resulting in increased premiums (page 15). I have no idea what they were nor how much was involved, but it must have been a lot and it had serious repercussions.

W

Alan_SE16
Posts: 3
Joined: 2 Jan 2017, 2:04pm

Re: The slippery slope continues

Postby Alan_SE16 » 11 Jan 2017, 10:49pm

Iand wrote:Like many I'm looking for an alternative, BC ETA or simply to arrange my own insurance and join a local or specific interest group.
What others are available?

Hi, the National Clarion now offer third party insurance for an additional £12 to National Clarion members https://clarioncc.org/join-us/


I'm a trendy consumer. Just look at my stupid phone.

ElCampesino
Posts: 32
Joined: 7 Jul 2012, 12:54pm

Re: The slippery slope continues

Postby ElCampesino » 12 Jan 2017, 10:46am

And, as far as I know, legal advice.

EC