One consideration not addressed here unless I have missed is: do you actually want a fancy touring bike?
Being a Londoner, I don't want to leave around a flashy, expensive bike with expensive components, and I would feel a bit the same about a tourer. After all, the purpose of touring (for me), is to see things, which means getting off the bike and leaving it somewhere.
My cheapest bike on which I have commuted in London for years cost £27 for the frame; the most expensive was the Trek 1.7 10-speed at £750.
I rode a fancy Woho Wildcard gravel / tourer around Denmark for a week in the summer: lightweight steel with carbon forks and disks, 11-speed. It was nice, but not that nice: certainly not worth $2,000 - $2,500, at least to me. (And I did not think disk brakes performed brilliantly, either: noisy and worse modulation than all my caliper brakes).
I can't say that the bike was that light: the owner, reasonably enough, made me take one of those very heavy fold-up steel locks.
My Diamant, ladies frame steel racer / tourer, 8-speed, triple, caliper brakes cost around £500 to make up including frame and it is just as much fun; way easier to maintain and actually better for touring (ie racks).
Re frame breakages, even though I am only 72kg I have managed to break two steel frames commuting (probably not helped by a bit of hopping up kerbs); one steel frame fork; and, club riding, cracked a pair of carbon forks.
I don't dislike carbon, but I don't trust it much either: had my carbon forks broken coming down the South Downs at 40mph, I would have suffered; whereas my steel ones on the commuter broke, stayed in place and still got me 6 miles home.
Until one of my existing bikes expires, I won't be getting a carbon road bike. Even then, I might just go for retro steel again because they ride beautifully and look so much better.
I don't feel that warmly about the hardcore touring bikes, because they look ungainly. But they also will do the job. I made up something very similar with my steel 26 inch Marin MTB: another bike I would not fret about chaining up in a city. (I paid a full £85 for it, although Sputnik wheels I made up for it cost double that.)
Don't understand the grousing about internal cable routing on steel frames.
I have had internal brake rear brake cabling on this bike and it has caused no issue in 12 years of riding it. It is from 1996, so nearly 30 years old, although I made it up unused. The cable routing and holes in the cross tube do not bother me in the slightest.
Unfortunately, no use as a tourer, as no lugs for racks and only a 23mmtyre fits in the front.
This is a great comment:
PH wrote: ↑19 Jan 2022, 10:15am
You have to have this, you shouldn't have that, X is better than Y, the latest tech Vs the oldest standard, none of it matters anything like as much as some would have us believe. Any bike built as a touring bike, and a good few that aren't, will be more than adequate, If you don't have your own experience to rely on, you may as well base your choice on the frame colour.