That looks a bargain, I know I said the answer to value was a personal one, but that seems to be about 50 years cover equals the cost of replacing a £1,500 bike. That's a lot of peace of mind for the price IMO.
Please do let us know how the Barclays quote compares to TSB, I'd be interested though having had good service from TSB when I made an accident claim I'm likely to stick with them unless it's a big difference. I haven't read through the Barclays policy, but from a quick glance, it looks so similar to the TSB I wouldn't be surprised if it was the same product with different branding.Tinkerbell wrote: ↑6 Oct 2022, 11:32pm Thanks PH and Oldtimer99
The TSB quote is surprisingly cheaper and no mention of specific locks, etc. I will give Barclays a bash as well, but they will be hard pushed to beat TSB.
Also when playing with the quotations, it's worth adjusting the excess to see what it does to the premium. I found £250 was the sweet spot, it went up considerably for £200, but didn't come down substantially till it was £500, other people have had different results, so worth checking.
The TSB does include PL, I expect the Barclays does as well. In the unlikely event of a claim, having two policies can slightly complicate things, but the insurance companies have procedures to deal with it - I think I have four sets of cover!It doesn’t include public liability, but CUK membership covers that anyway - I can’t see a downside