If the saddlebag is supported underneath by, e.g., a rack, I wonder how much the 5kg Klickfix limit could be exceeded by?
*lots of people would seem to be buying replacement back plates.....for upcoming holidays?
Not for me, I find rackpacks small and awkward compated to a traditional saddlebag: I suspect they are liked by very tidy people, plus I prefer the transverse arrangement of a saddlebag(sheltered, weight further forward.
If the weight is supported by the rack and the KF bracket just holding it in place, I'd be surprised if any weight you wanted to carry there would trouble the bracket. The limit on the handlebar version is 7kg, the differences being the two point fixing and the lesser cantilever. I suspect those limits are very conservative, though with all such things exceeding them is at your own risk.
That looks pretty similar to the Berthoud saddlebag, which uses a handlebar stem and carrier cantilevered off the seatpost to support the bag: I made up my own similar bag about 35 years ago when I was given an old industrial treadle sewing machine - the bag hangs off an attachment similar to a tandem stoker stem, with stiffeners top and bottom to keep it off the wheel. That same bag is still in use, though the zips are starting to go.
But the Sqr system has a cantilever via the metal frame that is left on the saddlebag (and makes use offbike with a shoulder strap less good) so you only buy the klickfix cantilever once per bike....