Re: 15 yr old crashed through a parked car rear screen.
Posted: 1 Oct 2023, 4:58pm
Absolutelyrichardfm wrote: ↑1 Oct 2023, 4:31pmJust because you NCD is unaffected it doesn't mean your premium won't go up.jrs665 wrote: ↑1 Oct 2023, 3:34pmYou don't necessearily get punished for making a claim. Had a car run into the back of mine while waiting at traffic lights, they admitted full responsibility, my noclaims was unnafected as the insurance did not have to pay anything as theirs paid for everything including a courtesy car.Cowsham wrote: ↑28 Sep 2023, 12:36am If I was the car driver I'd try to get the window and damages paid for by the parents in some sort of gentleman / woman's agreement first. If that's not possible I'd tend to fix it myself since even claiming for a broken window or windscreen puts a claim on your claims register.
Using the windscreen cover / NCB protection is OK if you are intending staying with that insurance company but if they hike the price at the next renewal and you want to shop around that claim on your register will affect the price you pay. It happened to my mother hence why I know about it.
That claim is on your claims register -- check it out if you don't believe me -- ring your insurance company and ask that question. They won't tell you whether it will affect your premium next year and it may not if you stay with that company but try to shop around and you'll find a different not so agreeable price.