It appears to me that there is quite a broad range in the middle which people's bodies are happy with and quite a bit of difference between individuals. At either end of the spectrum we will hit impairment and even danger but there isnt much good agreement on where those limits actually are.
Whilst doing hard physical work in the tropics I would take 6 litres of cordial into the field and drink it all and I would partake freely of the watermelons that I was harvesting. I would then do one pee in the day and I swear it was only a yard long and bright emerald from the vitC! Everything went out of me as sweat.
At first I would take lots of salt on my food at night until I heard of an old (in his 40's
I seem to recall that most people bandy around the figure of 500cc per hour and that is people calling themselves sports people. So it would appear that if you aim for this amount but let your body sway you to take more or less you should be OK.
I do now have a problem with cramps after exercise and I do find that the drinks do work in preventing those cramps (although at a fraction of the recommended doses).
Can you look at your on-ride intake in isolation form your normal lifestyle?
Do most standard people actually have enough surplus sodium in their bodies that it will not be flushed out in a day's ride? Yet super health-minded people are not well stocked in body salt? What is the time span involved?
I am not good at taking on enough water and I will sometimes neglect drinking on a strenuous 200k Audax and I will get a "hangover" with a headache the next day on occasions.