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Collision advice request

Posted: 29 Aug 2011, 7:41pm
by ceejay
HI all,
Last Monday 22nd August, while cycling with my wife and daughter along a straight quiet country road in Limerick Ireland, in perfect weather, I was hit from behind by a VW Polo. While I am delighted that I am able to write about it now, I feel the need for advice as this is the first time I have been hit in over 50 years cycling.
I called "car behind!" and we moved into single file, me at the rear and wearing a (orange and yellow) hi-vis jacket.
I sensed the approaching car was unusually close and almost simultaneously noticed the front wing at my right knee. Almost simultaneously I was impacted by the wing mirror on my right buttock then watched the wing mirror hit the end of my (straight) handlebars, I do not know how I kept the bike upright but I did! It is a 1993 Trek MTB with Swalbe Marathon 26X2.0 tyres. I think I should award maxi credit to the stability of this combo for being able to retain control during the collision.
The driver stopped about 50 metres ahead and got out and was visibly shakingn. He enquired was if I OK and said he was sorry. I (calmly) asked him had he not seen me and he said he had not!!
I then took photos of the car, of him, his driving licence, his broken wing mirror etc and told him I would be informing the Gardai. My bike was only slightly marked and my buttock slightl bit sore.
I then continued to my destination. On arrival, I phoned CTC accident claims helpline but the person taking my call had little advice as that number is specifically to deal with claims only. I then called the Gardai who visited me about 30 minutes later. They took all details, looked at my photos and went to visit the driver. Later I was informed by them that the driver was fully legal but had family problems/distractions and would be visiting the doctor next day. The Gardai also explained the options open to me which in essence was it was my choice whether or not to make a statement. I felt I was being encouraged to decide against making a statement.
The next day I went to the Gardai station and made a statement as did my wife and daughter as witnesses to the collision.
My right buttock developed a large nasty black bruise which is now (seven days later) slowly turning yellow and reducing in size. I was informed by the Gardai that the driver could not read the eyesight test-chart in the surgery and has been diagnosed with failing liver which is the cause of his lack of adequate vision. He is not driving now.
I am now back home in UK and I intend to pursue this with CTC accident claims advice tomorrow morning.
Can anyone advise me whether any other essential steps need to be taken now? For example, although I feel well on the mend, is it necessary to have a doctor's report? I am minded to do so!!
Ceejay

Re: Collision advice request

Posted: 29 Aug 2011, 10:09pm
by [XAP]Bob
Get photos of your bottom...

Re: Collision advice request

Posted: 29 Aug 2011, 10:14pm
by TonyR
I didn't realise not being able to read the optician's chart at all was considered fully legal for driving purposes but perhaps in Ireland its different. You seem to have done all the right things and hopefully he has been removed permanently from the road thus removing a danger to others with eyesight like that. But what I am not sure is what you are claiming for. You imply the bike was OK and the bruise is the only physical manifestation of the collision. But bruises don't earn much damages unless your holiday was written off as a result. So what exactly are you planning to claim for?

Re: Collision advice request

Posted: 29 Aug 2011, 11:30pm
by ceejay
Re: Collision advice request

Unread postby [XAP]Bob » Mon Aug 29, 2011 10:09 pm
Get photos of your bottom...

Yeh I have taken regular photos of the relevant area!!!!!!!!!!!!! :)

Re: Collision advice request

Posted: 30 Aug 2011, 12:10am
by ceejay
So what exactly are you planning to claim for?

I am not aware of any direct injury other than shock and bruising and minor damage to my bike. The bruising is healing fine so far. At this moment, I am very happy to feel I am recovering well and wish to leave it at that.
I phoned CTC very soon after the collision. The reason was that I felt I needed help and on the back of your CTC membership card the only "advice" phone number is 'accident claims'. I called the Gardai following the prompt from the CTC accident advice phonecall.
Now that I am back home, I am just inviting advice from fellow CTC members in case I have missed any vital step which could be important if something should arise as a direct result of the collision. ....It is my first experience of being hit while riding a bicycle.
I also hope that sharing my experience will help others.
In summary, I hope I do not need to claim for anything!

Re: Collision advice request

Posted: 30 Aug 2011, 8:45am
by eileithyia
You already have a good result, the Gardai took your statement seriously, the driver was also seriously shook up and is currently not driving until problems are sorted out.
After that it will depend whether you wish to pursue a claim of damages against the driver for pain, injury, inconvenience, monetary loss; ie Did it affect your holiday, costs incurred inc repair to your bike/clothing.
If you have no wish to do this then the matter is probably closed.

Re: Collision advice request

Posted: 30 Aug 2011, 10:37am
by Hypocacculus
TonyR wrote: But bruises don't earn much damages unless your holiday was written off as a result. So what exactly are you planning to claim for?


You obviously haven't seen an experienced ambulance chaser in action. :shock:

Re: Collision advice request

Posted: 30 Aug 2011, 11:06am
by TonyR
ceejay wrote:
Re: Collision advice request

Unread postby [XAP]Bob » Mon Aug 29, 2011 10:09 pm
Get photos of your bottom...

Yeh I have taken regular photos of the relevant area!!!!!!!!!!!!! :)


Post, post, post, post, post..... :D

Re: Collision advice request

Posted: 30 Aug 2011, 11:06am
by TonyR
Hypocacculus wrote:
TonyR wrote: But bruises don't earn much damages unless your holiday was written off as a result. So what exactly are you planning to claim for?


You obviously haven't seen an experienced ambulance chaser in action. :shock:


Yes, I have standards :wink:

Re: Collision advice request

Posted: 31 Aug 2011, 8:34am
by [XAP]Bob
Hypocacculus wrote:
TonyR wrote: But bruises don't earn much damages unless your holiday was written off as a result. So what exactly are you planning to claim for?


You obviously haven't seen an experienced ambulance chaser in action. :shock:


And bruises in that area can be a serious inconvenience...

Re: Collision advice request

Posted: 31 Aug 2011, 9:45am
by TonyR
[XAP]Bob wrote:
Hypocacculus wrote:
TonyR wrote: But bruises don't earn much damages unless your holiday was written off as a result. So what exactly are you planning to claim for?


You obviously haven't seen an experienced ambulance chaser in action. :shock:


And bruises in that area can be serious in a convenience...


FTFY :D

Re: Collision advice request

Posted: 31 Aug 2011, 9:51am
by Vorpal
TonyR wrote:
ceejay wrote:
Re: Collision advice request

Unread postby [XAP]Bob » Mon Aug 29, 2011 10:09 pm
Get photos of your bottom...

Yeh I have taken regular photos of the relevant area!!!!!!!!!!!!! :)


Post, post, post, post, post..... :D

TonyR wrote: Yes, I have standards :wink:

Re: Collision advice request

Posted: 6 Sep 2011, 9:24pm
by filiasphil
You seemed to have done all the correct things, so well done there.

Your solicitor should obtain an appropriate medico-legal report on your behalf. They should discuss with you their suggested expert and the timing of when this should be obtained.