Affiliated Groups and insurance

[Bazza55]

As a full member of the CTC for many years and actively involved with my local Member Group, I regularly try to convince many non CTC cycling friends to join. Some are in clubs that are affiliated to the CTC. They assume that they receive all the third party insurance benefits that a full member receives so see no point in joining.
Or does the insurance only kick in when the rider is cycling with the affiliated group? If this is the case, many affiliated club members will not be aware and could be cycling uninsured most of the time.

[gaz]

.

[Edwards]

Please note that gaz is not FCA regulated and cannot assess individual needs for insurance. You will not receive advice or recommendations from gaz about them.

Gaz I do not know if I should laugh or cry at this, help is needed.

If it is serious to cover yourself then I think crying is appropriate.

If it is not then thanks for the laugh.

Ps you forgot to mention other providers are available.

[gaz]

.

[sultzer]

instead of making a new thread
i was wondering if anyone else can help me

i am a member of a club which is affilated to ctc .
does the ctc insurance have a mileage / time linit attached to it ,
does anyone know of this .

other clubs on here and throughout facebook etc have longer mileage / times .

the main reason i am asking is some of the routes are only 22 miles in length but we are limited to 2hrs so the chairperson who started the group says we have to stick to 2 hrs per insurance

hope this makes sense .

[gaz]

.

[sultzer]

gaz i cannot find if there was any times or milage

[gaz]

.

[thirdcrank]

At the time of posting this, the thread had only 7 replies (this will presumably be no 8 ) but over 10,000 views.

Perhaps this unusually high level of interest in a thread is a clue to the number of members who place a high priority on insurance.

[PH]

At the time of posting this, the thread had only 7 replies (this will presumably be no 8 ) but over 10,000 views.

Perhaps this unusually high level of interest in a thread is a clue to the number of members who place a high priority on insurance.

Perhaps, as in my case, it's an interesting subject but not one many of us have enough knowledge to comment on.

[gaz]

.

[sultzer]

gaz , i have but he keeps just saying 2 hrs .
just seems it will have to be that then .
thank you for your help

[Si]

The insurance for CTC Affiliates doesn't have a time/mileage limit for rides. However, you are limited to 200 riders per ride.

[Bicycler]

Trick learned from an experienced scout leader: avoid any heated discussion about arrangements with parents by passing off your own decisions as insurance requirements. Your experience counts for nothing but people are accustomed to falling into line with anything written in an insurance policy

One CTC affiliate once told me that I needed a helmet on their rides "for insurance reasons". Obviously rubbish, but whether it was an honest mistake or a deliberate lie I can't say. If it is the former and he's a good chairman he should be willing to check with the CTC

[sultzer]

thank you for the replies.
will be sorting it out soon