Last year I used GoSure.com for a quick easy online holiday insurance policy. The same policy this year has a new exclusion for 3rd party cover for claims arising from use of a bicycle.
Luckily, as a UK resident CTC member, such 3rd party risks are already covered by the club's Norwich Union Insurance for up to £5m worldwide (except in USA & Canada).
It might be a problem if you were travelling with others in a group who were not CTC members, or they were relying solely on a non-CTC policy.
It's worth checking the small-print, even if you checked the details last year.
Insurance Small-Print Warning
Commuting, Day rides, Audax, Incidents, etc.
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